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| I know that it's evil |
| I know that it's got to be |
| Know I ain't doing much |
| Doing nothing means a lot to me |
| Living on a shoestring |
| A fifty cent millionaire |
| Open to charity |
| Rock 'n' roll welfare |
| Sitting in my Cadillac |
| Listening to my radio |
| Susy baby get on in |
| Tell me where you wanna go |
| I'm living in a nightmare |
| She's looking like a wet dream |
| I got myself a Cadillac |
| But I can't afford the gasoline |
| CHORUS: |
| I got holes in my shoes |
| And I'm way overdue |
| Down payment blues |
| Get myself a steady job |
| Some responsibility |
| Can't even feed my cat |
| On social security |
| Hiding from the rent man |
| Oh it makes me wanna cry |
| Sheriff knocking on my door |
| Ain't it funny how the time flies |
| Sitting on my sailing boat |
| Sipping on my champagne |
| Susy baby all at sea |
| Say she wanna come again |
| Feeling like a paper cup |
| Floating down a storm drain |
| Got myself a sailing boat |
| But I can't afford a drop of rain |
| REPEAT CHORUS |
| Down payment blues |
| Down payment blues |
| Down payment blues |
| REPEAT CHORUS |